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Private insurance plans are usually less expensive than YOU think. Switching to private health coverage can mean a substantial savings. Personally I switched 7 years ago and every year I keep at least $ 3400 plus additional in my pocket .
ACA/Obamacare is major medical coverage that you cannot be denied for due to any pre-existing conditions. It is most affordable IF you get a government subsidy on the monthly premiums. If you aren’t getting that discount, it is way more expensive than most plans out there.
Employer plans are astonishing for the employee themselves however once the family members are added (spouse or kids or both) to the plan, that premium in most cases is going to significantly increase. Usually the employer contributes to the employees premium. The cost for the family members in most cases is paid 100% by the employee.
Private insurance is health-based so there is an application process because not everyone may qualify based on health. Because you’re healthy, you’re getting a preferred rate so it is less expensive than most plans with a BIG step up in coverage.
No private nationwide PPO plans are portable and you can take these plans with you even if you move to another state.
YES! Absolutely on and off the job as well.
ZERO $$$ I am happy to be a resource and love to help.
We offer an amazing value proposition incl. Medical/Health, Dental, Vision, Life, Supplemental, Critical Illness, Income Protection such as short term disability. We have access to all plans. I am here to provide clarity and all the information that is needed for your specific situation. You will have the ammunition you need to make an informed decision